Handling a Death in the Family

In the unfortunate event that your spouse or family member passes away, you should contact the IRS, the Social Security Administration, and major credit bureaus and inform them of this change in order to prevent identity theft.

  • Send the IRS a copy of the death certificate, this will be used to flag the deceased person’s account.
  • Send copies of the death certificate to each credit reporting bureau and ask them to put a “deceased alert” on the deceased person’s credit report.
  • Review the deceased person’s credit report for questionable credit card activity.

Avoid including too many personal details in the obituary, such as the deceased date of birth, address, mother’s maiden name or other information that could be useful to identity thieves.

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