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Do expats have to have health insurance under Obamacare?
Do expats have to have health insurance under Obamacare?
Kirsten Simmons avatar
Written by Kirsten Simmons
Updated over a year ago

U.S. taxpayers residing outside the United States or residents of U.S. territories are treated as having essential coverage for any month if:

  • (A) the month occurs during 12 consecutive months where the individual is present in a foreign country (or countries) for at least 330 full days.

  • (B) the individual is a bona fide resident of any possession of the United States for that month.

U.S. citizens who are bona fide residents of a foreign country (or countries) for the entirety of a taxable year are treated as having minimum essential coverage for that year.

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